Verification of Employment Reports

Use the VOE reports to verify a customer’s employment without getting new income information.

Premium Services: A billable event when the API response is successful.

• VOE-Payroll: Used as a complementary report to the VOIE-Payroll report. This report is used to fulfill the pre-close VOE requirements.
  
  It retrieves the customer’s employment details and employment status through the payroll source without any income information.
  
  To generate this report, pass the values from the customerSSN, DOB, and the reportId from the first VOIE-Payroll report generated after the Connect session.

 

• VOE-Transactions: Used as a complementary report to the VOA with Income and VOIE – Paystub (with TXVerify) reports. It’s used to fulfill the pre-close VOE requirements.
  
  It retrieves the latest credit transaction information from the borrower’s connected bank accounts and groups them into income streams. This allows you to view the payment history to ensure a direct deport was made within the expected cadence.
  
  The report displays transaction descriptions without any dollar amounts so that income re-verification isn’t necessary.

See Finicity Lend-Reports

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