Transaction Types

If provided by the institution, the following values may be returned in the field of a record:

Value Description
No <type> element present No type provided by institution
atm ATM debit or credit (depends on signage of amount)
cash Cash withdrawal
check Check
credit Generic credit
debit Generic debit
deposit Deposit
directDebit Merchant initiated debit
directDeposit Direct deposit
dividend Dividend
fee Institution fee
interest Interest earned or paid (depends on signage of amount)
other Type is not known or doesn’t match types available in this list
payment Electronic payment
pointOfSale Point of sale debit or credit (depends on signage of amount)
repeatPayment Repeating payment/standing order
serviceCharge Service charge
transfer Transfer