Shadow Transactions

Some institutions continue to modify or delete transactions long after they are first posted to the institution’s data feed. This practice can cause Finicity transactions to appear as duplicates, or to continue to appear in the Finicity data after they have disappeared from the institution’s current website.

Finicity has added the ability to identify transactions that were found in an earlier aggregation of an account, but are not found in the institution’s current data source. These “shadow” transactions are identified in the transaction record, like this:

<transaction>
  <amount>-124.99</amount>
  <accountId>2055</accountId>
  <customerId>41442</customerId>
  <status>shadow</status>
  ...
</transaction>