Loan payment details

The Get Loan Payment Details  API is used to retrieve information about payments made to general loan account types. You can also use this API to get student loan account information from one of Finicity’s certified student loan financial institutions.

Note: This is a premium service, billable per every successful API call.

Get loan payment details

The loan payment details API returns the following loan detail information:

  • Loan Number

  • Loan Payment Number

  • Loan Payment Address

Sample Request
 curl -X GET \
--url 'https://api.finicity.com/aggregation/v1/customers/1005061234/accounts/1014136057/loanDetails' \
-H 'Finicity-App-Token: Finicity-App-Token'\
-H 'Finicity-App-Key: Finicity-App-Key'\
-H 'Accept: application/json'
--data-raw’
--data-raw '{
"loanNumber": "LN_10001",
"loanPaymentNumber": "LPN_10001",
"loanPaymentAddress": "434, West Ascension Way Suite"
}'
Response body
 {
"loanNumber": "LN_10001",
"loanPaymentNumber": "LPN_10001",
"loanPaymentAddress": "434, West Ascension Way Suite"
}

Student loan accounts

You can retrieve student loan account information using the fields in the primary data fields list from student loan FIs. The secondary data fields are available at most certified student loan FIs.

Primary Data Fields
ParameterType
Specific Student Loan Account TypeStudent Loan Account Type indicated as a separate and distinct type from stand loan account types
Loan Sub Account SupportThe connection has been modified to properly identify each individual sub student loan account and not just the overall summary
Loan NumberThe specific loan number for the sub loan (Provided Through Loan Payment Details Service)
Loan Payment NumberThe payment number from the lender (Provided Through Loan Payment Details Service)
Loan Payment AddressThe payment address from the lender (Provided Through Loan Payment Details Service)
Loan Account TransactionsAccount transaction aggregation is supported for certified student loan accounts
Secondary Data Fields
ParameterType
PDF StatementsThe last 6 months of statements for the loan. Provided through the “Get Customer Account Statement” service
Loan StatusThe status of the loan
Repayment PlanThe repayment plan for the loan
Loan End DateThe final payment date for the loan
Loan Origination AmountThe original amount of the loan
Loan Origination DateThe date the loan started
The date the loan startedThe amount to payoff the loan
YTD InterestThe interest accrued on the loan YTD
Next Payment AmountThe amount of the next loan payment
YTD PrincipleThe principle amount paid year to date
Monthly PaymentRegular monthly payment amount

Certified student loan financial institutions

FI IDFI Name
13179EdFinancial Services
3261American Education Services
13739Firstmark Services
101130Higher Education Student Assistance Authority
3303UNIVERSITY ACCOUNTING SERVICE, LLC
11814Great Lakes Educational Loan Services Inc.
13319Mohela (SoFi Layout)
31Wells Fargo
100722Oklahoma Student Loan Authority (OSLA) – Direct Loan
14551Granite State Management and Resources
102073Sallie Mae Loan Service
101988MOHELA – SoFi
5640NelNet Student Loan
100540Cornerstone Education Loan Services
100646Aspire Servicing Center
100302FedLoan Servicing
101329ECMC
102165Educational Computer Systems, Inc. (Heartland ECSI)
12828Reunion Student Loan Finance Corporation
102109LendKey Technologies, Inc
12346THECB
101749Navient Customer Loan Service
170865U-fi by Union Bank
170869Vemo Education
102110Laurel Road – MOHELA
100995Vermont Student Assistance Corporation