Retrieving Reports and Understanding Report Records

Guide for the Lending Industry

Retrieving Reports

Once a report has been generated you can now use the reportId to retrieve the report. You can pull the report in XML or JSON to be used in your application programmatically. You can also retrieve a PDF version of the report. To retrieve any of these formats you simply pass the accept header value for the type you are looking for. More details in the articles below. A requirement of report retrieval endpoints is you must pass a permissible purpose code as required by CRA regulations.

Technical Articles

VOA Reports

A Finicity Verification of Asset report aggregates account and transaction data and calculates various asset values from this consumer permission data. For a detailed explanation of the entire VOA reports see the article below.

Technical Articles

VOI Reports

A Finicity Verification of Income report aggregates account and transaction data and calculates various income values from this consumer permission data. For a detailed explanation of the entire VOI reports see the article below.

Technical Articles